Found 2 blog entries tagged as Buyer.

 

If you’re buying a home for the first time, it can be a little difficult trying to figure out where to start. Here’s a handy to-do list to help you out, and be sure to call me if you have any questions!

  1. Save: Save for a down payment, closing costs, and insurance, and taxes. It is always safe to have 20% of the amount of the home you are trying to buy. So, if you are looking at a $300,000 home, try to have $60,000 saved. The minimum down payment is 5%  

  2. Improve Credit Score: Make sure to stay current on your bills, make no major purchases, don’t cancel any credit cards. A higher credit score means a lower interest rate!

  3. Calculate What You Can Afford: Look for a mortgage calculator online, or give me a call and I…

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What home improvements should you do? This is a very common concern home owners have. There are usually a few standard updates and upgrades to your home that will give you the biggest return on your investment.

Lets just preface this by saying if you have a home that is only ‘Land Value’ it will not be In your best interest to do extensive upgrades, as future buyers will most likely not see the value you have attempted to put in. Ask your real estate agent or a local contractor if it is worth your while.

First thing is a New Roof. This upgrade may seem like a no brainer, but I am still shocked at the amount of homes I see on the market that have not had the roof replaced in 50+ years! Even if you haven’t done many upgrades on the interior of your…

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