Found 5 blog entries tagged as Houses.

Interest Rates: Boosting Buyer Power In 2024. Talks circulate about a drop in interest rates starting in spring. Good news for savvy buyers! Lower rates mean more purchasing power, letting you stretch your budget. From entry-level homes to mid-size luxury, the possibilities expand. If you hesitated in 2023 due to high rates, it's time to feel confident – more qualified buyers are entering the scene.

Inter-Provincial Migration: A Shift to Alberta. The migration story continues, especially from BC and Ontario to Alberta in 2024. With interest rates dropping across Canada, Alberta, particularly Edmonton, is becoming a hotspot for those seeking affordable housing. Calgary's growth is notable, but attention is turning to Edmonton's top-tier market.

For…

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It is important for a buyer to understand that a real estate agent works for them, while a sales representative at a home builder works for the builder. This is because the agent's primary goal is to represent the interests of the buyer and help them find the best possible home for their needs and budget. On the other hand, the sales representative's primary goal is to sell homes for the builder and to maximize the builder's profits. While they may be helpful in answering questions and providing information, they ultimately work for the builder, not the buyer. This means that the real estate agent is more likely to be objective and unbiased in their recommendations, while the sales representative may be more focused on selling a particular home or…

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What You Need to Obtain a Mortgage

A home purchase is one of the largest assets and the biggest debt that a person will have. If this is your first time obtaining mortgage, then there are a few things that you need to know about what is required to qualify.

Credit History: How is your current credit and how has it been in the past? Your financial institution will look at your rating, and that everything is in good standing. If you are able to manage your debt, then it reflects on your ability to manage house payments.

Debt Load: What are your liabilities? How much debt do you have? Your financial institution will look at the amount that you owe compared to the amount that you earn. Your debts should not exceed 40 to 42 % of your gross…

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Winter Proofing Your Home


Clean the Gutters: Remove leaves and debris, unclog drains, and rinse away any dirt. This will extend the life of your gutters and help water drain easier once spring comes.

Check and Fix Leaks: Check your home for any indoor and outdoor leaks and drafts. Drafts can be checked by using a lighter and watching for a flickering flame. If the flame flickers, there are issues. Places to check: Electrical sockets, door jams, and windows. Some areas can easily be fixed by caulking around the areas with leaks.

Insulation: Add more insulation to the existing insulation in the attic. This will warm your home and cut down on the heating bill

Furnace: Get the furnace cleaned and checked once per year. Also, change the furnace…

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