Found 1 blog entry tagged as QualifyingforaMortgage.

Here is the latest CMHC announcement - Effective July 1, 2020 

The following underwriting changes will be taking place for CMHC insured mortgage:
  1. Debt to income ratio will now be 35% GDSR & 42% TDSR instead of 39% GDSR & 44% TDSR
  2. Minimum credit score of 680 for at least one borrower
  3. Elimination of borrowed down payment program.

If you have been thinking about purchasing a property, this will affect how much you will qualify for a home. 

https://www.cmhc-schl.gc.ca/en/media-newsroom/news-releases/2020/cmhc-reviews-underwriting-criteria?utm_source=twitter&utm_medium=cmhc_ca_organic&utm_campaign=cor-org&utm_term=b7a40b24-7069-4e72-821e-2d8bf03a5279&fbclid=IwAR2VovO2kEQanaeHUoxpFyGsewQ4UwCMXa36PU1GsWzhJJX7ghl03aJrEsw

212 Views, 0 Comments