Found 19 blog entries tagged as buying a home.

Selling your home is one of the biggest decisions that you will ever make! This decision becomes more stressful especially when you need to move in order to buy another home. Timing is crucial! When is the right time to list your home to have a higher guarantee of a faster sale or get the most amount of money? When we look back in history, we start to notice that there are certain trends and patterns to when people are more inclined to buy and sell their homes, as well as when the market starts to die off.

Spring fever is a real thing, especially if everyone has been in hibernation during a brutally cold winter! When temperatures start heating up and snow starts to melt, buyer activity often blows through the roof. You’ll also notice that mortgage…

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The Top 7 Reasons to Buy a Home in the Winter Featured Image 

Think the only time to buy a home in Edmonton is in the spring or summer? Think again! Here are seven great reasons why wintertime may be the BEST time to hit the market (seriously!).

1. Eager Sellers

We think it’s pretty fair to say that no one WANTS to move in the middle of winter (especially in Alberta). If someone has put their home on the market in thirty-below weather, you can (almost) bet they are selling now because waiting for balmier temperatures isn’t an option.

As a result, you can look forward to highly motivated home sellers who may be more willing to negotiate on sale price, terms of sale, closing date, closing costs and much more. 

2. Less Competition

People aren’t just less enthusiastic to sell in the winter, they’re…

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Buying a home can be super exciting, but its important to stay level headed and not get sucked into something you cant afford, here are a few costs to consider when buying a home.⁠ . ⁠ - Mortgage payments⁠ - Private Mortgage Insurance (If your down payment is less than 20 percent of the home's price, you usually are required by the lender to take out a private mortgage insurance policy.)⁠ - Property taxes.⁠ - Utilities. (Once you find the right house, ask the seller for a record of a year's worth of utility bills.)⁠ -Maintenance. (When you own a home, there's no landlord to call if it needs repairs.)⁠ .⁠ If you’re looking to buy and need some guidance, lets talk!⁠ Shay Tanton | 403.993.5882⁠

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Imagine you have a major project at work, you have to deal with home schooling and you still need to deal with groceries, laundry and dinner. Whoa! That's a busy life.

Can you still find and buy a new home with such a tight schedule? The good news is, you can. In fact, there's plenty you can do to save time.

 Consider these tips:

  • Get specific about the home you want to buy. Think about property type (for example, "two story, detached"), number of bedrooms and bathrooms, special features, etc.
  • Target areas you'd like to live in. That will avoid trips to see listings in areas that aren't a good fit for you.
  • Get the financing arranged. You'll be able to shop for a new home with more confidence when you have a pre-arranged mortgage. It…

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Buying a home in Alberta.   Is it still a good deal?




Alberta, and Canada for that point is still a great place to buy a home when compared to other parts of the world.

 

Throughout my past Military career and my many chances to travel the world.  I have had the opportunity to see the best and worst of the real estate market and quality of life offered in many different places.

 

While there are some great deals in countries like Mexico, Belize and even some locations in Europe.  We have one of the best markets in the world in which to purchase our dream home or just a starter home that will eventually lead us to our dream home purchase.

 

I recently travelled to Portugal for the second time in 20 years.  It was truly…

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A home purchase is one of the largest assets and the biggest debt that a person will have. If this is your first time obtaining mortgage, then there are a few things that you need to know about what is required to qualify.

1)      Credit History: How is your current credit and how has it been in the past? Your financial institution will look at your rating, and that everything is in good standing. If you are able to manage your debt, then it reflects on your ability to manage house payments.

2)      Debt Load: What are your liabilities? How much debt do you have? Your financial institution will look at the amount that you owe compared to the amount that you earn. Your debts should not exceed 40 to 42 % of your gross income, and your housing…

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