How are my kids going to afford a home?  If you are like me, then parents of millennials may have asked themselves this same question. With a national average home price of $375,000 (excluding Vancouver and Toronto), a stress test implemented in 2016 which makes insured buyers qualify for a mortgage payment at higher interest rates and tightening qualification criteria at Genworth, Canada’s largest default insurer, are our kids ever going to be able to move out of our basements and into homes of their own?

Well, those who think the government went overboard on mortgage tightening may have a glimmer of hope. Recently the federal government is looking to make home-buying more affordable for millennials – and one potential solution would have a…

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If you're thinking ahead to your next dream home, the road you need to take to get there may seem confusing. Do you search for listings online? Drop by Open Houses on the weekends? Call the number on For Sale signs?

 

Let's break it all down! Here are the specific steps you need to take to ensure you find a home that fits your wants, needs and budget.

 

1.  Find out how much your current property will likely sell for on today’s market.

2.  Arrange for financing, so you know what you can afford.

3.  Select neighbourhoods you'd love to live in. (That may involve some fun exploring!)

4.  Decide on the type of home you want to buy. (For example: detached, three-bedroom, etc.)

5.  Prioritize the property features you want most,…

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In the dead of winter, it’s easy to get into a funk. You may not be able to spend time outdoors, and depending on where you live, you might be seeing very little sunshine. If the long, dark days and chilly weather are getting to you and you aren’t able to take a vacation somewhere warm anytime soon, here are a few ways to lift your spirits this season.

 

If you find the dead foliage depressing, bringing some life into your home may help perk you up this winter. Visit a nursery and buy some vibrant plants or beautiful flowers and place them throughout your home. Certain plants even help purify air and remove toxins from your home.

 

Buy a lamp that’s made to simulate sunlight. These are proven to help treat Seasonal Affective Disorder,…

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Home automation allows you to use smart technology to control and monitor your home’s systems including lighting, thermostat, blinds, home security, audio and video. Controlling your lights and blinds with a touch of a button might seem like something out of science fiction, but with some smart programming, it can help you save substantially on energy and your utility bills. 

Control your home’s systems from anywhere in the world.

Did you leave for work and forget to turn off a light? No problem! You can check and switch off your lights from your smart phone or computer. You can also control systems like heating, cooling and plumbing from any remote location.

You might already have a programmable thermostat that turns the heat down during the…

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When looking to buy a home and you think about financing, you probably want the best rate possible, Right?  Then it’s best if you understand your ABC’s of lending.  Typically potential Homebuyers turn to either the big banks, credit unions, or monoline lenders.  You will often hear these lenders called, “A” lenders.  If you’ve got good credit, a good job and a decent down payment, you are in luck. This will be most likely the path you travel down towards securing a mortgage for your new home.  However, there are some people who don’t fit this conventional mold, and here’s were you may hear the term, Alt A, or alternative lender. What is an alternative lender exactly? An Alternative lender is a mortgage company backed by investors offering mortage…

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NEW LISTING ALERT

For Full Listing, Click Here: https://tinyurl.com/20850757

Call/text Yasin @ 403-681-0319 for more info or to book your showing

Affordable, updated 2 bedroom condo in desirable inner city Windsor Park w/low condo fees compared to others in the area. Great location just 1 block from Chinook Center & walking distance to C-Train w/heated walkway over McLeod Trail. Easy access to Downtown Calgary, Elbow Dr, Glenmore Tr & so many restaurants/amenities & schools! Step inside this modern, tastefully updated home w/double front closets, a tech/storage room that has floor to ceiling built in shelving or convert it to have in-suite laundry (w/board approval). Kitchen includes leather finish granite counter tops, new soft close…

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Imagine you've found the perfect home. You love it. You've made an offer that's been accepted. So far so good! The only catch? You've wisely made the offer conditional on passing a professional home inspection. 

What happens if that home inspection reveals a major issue? 

First, you should know that, depending on the age of the property, a home inspection will typically turn up at least a few areas of concern. The inspector might find loose insulation in the attic that is thinning out or roofing shingles that will need replacing in two or three years. 

Issues like those are not usually deal-breakers. 

However, if the home inspector finds a major issue — such as old wiring that's worn and presents a safety concern — then you're facing…

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Congratulations to our sellers on this gorgeous acreage in Yankee Valley Estates. 

Excited to see what’s in store for them next...

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