Many new buyers hit the ground running with great anticipation to find their new home. It's an exciting time!  In many cases buyers have not taken the time to sit down with a mortgage broker or representative from bank to find out what they are actually pre-approved for.  In some instances a bank has given the new buyers a 'rough' idea or loose number of what they 'might' be approved for. I have witnessed deals fall apart due to financing conditions not being met, because clients have been mis-led or have received inaccurate advice on the mortgage process.  Here are a few helpful suggestions to make sure your deal doesn't fall apart before it even begins and you lose out on that dream home you had your heart set on. 


How to Obtain a Mortgage…

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City of Calgary, April 1, 2019 –

March saw a modest decline in city wide sales activity compared to last year. However, sales have been rising for more affordable product in the detached and attached sectors.

Shifts in the lower end of the market have not outweighed easing across the higher priced product. First-quarter sales dropped to 3,108 units. This is nine per cent below last year and 28 per cent below typical levels of activity.

Price declines and relatively slow sales activity are impacting the number of new listings. For the second consecutive month, new listings eased compared to last year’s levels and long-term trends, but it was not enough to prevent inventory growth.

“If new listings continue to slow compared to sales, it could…

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Imagine you’ve dreamed of living in a particular neighbourhood, perhaps for years, and then, when you're finally ready to make a move, finding out that the area is competitive and buying there is definitely a challenge.

A disappointment? Not necessarily.

There is a lot you can do to buy into a popular neighbourhood, even in competitive offer situations. Your first step is to start targeting that area now. Find out about property types, prices and trends. In particular, you’ll need to know what price range you should be thinking about, and making sure that it’s going to fit your budget. To do that, you might need to get a determination of the Fair Market Value of your current home.

Next, begin making preparations so you can get a jump on…

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Open House Saturday March 30, 2-4 at 230 Kingsbridge Rd S.E, Airdrie. Come and check out this affordable half duplex in showhome condition with oversized garage in Kings Heights Airdrie.
MLS #C4229381, $338,500
Visit www.tinyurl.com/230kingsbridgerd for full listing 

 

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Double acreage open house Sunday March 31, 2-4pm. 
263219 Butte Hills Way, Rocky View County - MLS # C4195655 - Visit www.tinyurl.com/buttehillsway for full listing
263252 RR293, Rocky View County - MLS #C4219633 - Visit www.tinyurl.com/yaqwl9fg for full listing 

 

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Check out this listing at 38 Cooperstown Court SW, Airdrie!
âś…Elevator
âś…Oversized 4 car heated garage
âś…Massive yard-one of the largest in Airdrie
âś…Stunning exterior architecture
âś…Bedrooms-all luxurious
âś…4 full baths (3 ensuites) & 2 1/2 baths 
âś…Park space in front
âś…Close commute to Calgary Airport

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➡️Click here for full listing: www.tinyurl.com/38coopers
➡️Call/text Yasin Peshke for more info 403-681-0319
➡️MLS #C4218272, $1,349,000

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9 ways the CMHC Home Buyers Incentive benefits Edmonton Buyers 

 

Again we have done the research for you and picked holes in the new CMHC Homebuyer program for Edmonton Residents. Read on to learn more about this awesome program and contact us with any questions you might have.

The Bank of Canada has announced in their 2019 Federal Budget! They have proposed that they will be giving First Time Home Buyers an Incentive of up to 10% of their Purchase Price. Below i have outlined some of the most popular FAQ’s in regards to this drastic improvement to the Mortgage Rules and Guidelines. 

9 Ways the CMHC Home Buyers Incentive Benefits Edmonton Buyers

 

1. Can i afford to buy my first home in Edmonton? 

The Federal Government of…

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Jayne Bawden - MaxWell Challenge Realty

Karim Bhaloo - MaxWell Canyon Creek

Tomasz Samborski - MaxWell Capital Realty

Clint Mezzarobba - MaxWell Canyon Creek

Paul Grewal - MaxWell Progressive

Robert (Bob) McDonald - MaxWell South Star Realty

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